All three checking plans offer:
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Reorder your checks online through Harland Clark's easy reordering process.
Click Here to Reorder
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No monthly fee
Many financial institutions may nickel and dime you with fees and even charge a fee for having a checking account. At Santee Cooper Credit Union, there is no cost to you for simply having a checking account with us. That's the credit union difference!
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No per check fee
It means just that! No matter how many checks you write in a month, we do not limit the number of checks you can write, provided you do not exceed your account balance.
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No fee for debit card
The debit card provides a convenient way for members to access their checking account 24/7 by using the nationwide ATM access terminals at more than 550 surcharge-free locations in the state and over 19,000 ATM's nationwide. The debit card can also be used at restaurants, gas stations, grocery stores, or anywhere VISA is accepted (over 15 million locations worldwide). The debit card works like an electronic check as the funds are deducted directly from the checking account. This helps you save valuable time that otherwise would be wasted on check approval and cash transactions. It also is a safer alternative to carrying cash.
Your debit card has many Background Choices to choose from. Please select the 3 digit product code and name when you order your debit card. (e.g. 020 FISH)
* The Debit Card may only be used for transactions on checking accounts.
** Transactions on machines not on our ATM network may incur additional fees.
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Overdraft protection available
When you sign up for your checking account, you have the choice of two overdraft options (you may choose both):
- You may have your checking account linked to your share savings account.
- You may apply for an additional line of credit loan.*
When a check is unable to be cashed in your checking account due to insufficient funds, the overdraft option you have chosen would be activated to clear the amount needed permitted sufficient funds are available in the overdraft account(s).
* subject to credit approval
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Notary Public Service
Notary publics are on staff to notarize Credit Union documents and to provide a no-charge service to members.
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Direct Deposit/Payroll Deduction
Avoid waiting in lines to deposit your paycheck or make loan payments. We can set up your account to deposit your money into your accounts any way you like. Have your paycheck setup to cover your mortgage, loans, or make deposits into your savings, checking, children's accounts, Christmas Club or any other account you choose.
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