 |
Loan Rates
| Type of Loan |
|
APR* |
| New Vehicles (financing up to 60 months) |
|
As low as 5.75% |
| New Vehicles (financing up to 72 months) |
|
As low as 5.99% |
| Used Vehicles |
|
As low as 5.75% |
| New Titled Security (RV's, ATV's, Motorcycles, Boats) |
|
As low as 5.75% |
| Used Titled Security (RV's, ATV's, Motorcycles, Boats) |
|
As low as 5.75% |
| Signature/Line of Credit |
|
As low as 8.99% |
| Share Loans (up to 24 months) |
|
3.00% |
| Share Loans (up to 60 months) |
|
5.00% |
| Share Certificate Loans (up to maturity of certificate) |
|
2.00% + cert. rate |
| Education Loans (up to length of course) |
|
9.99% |
| Lot Loans (up to 48 months) |
|
6.00% |
| Lot Loans (up to 84 months) |
|
7.00% |
| Lot Loans (up to 120 months) |
|
8.00% |
| Home Equity Loans |
|
5.00% variable |
| Visa Classic Card |
|
10.99% |
| Visa Platinum Card |
|
7.99% |
* Annual Percentage Rate
Top
Share Certificate and IRA Rates (Minimum of $500.00 deposit)
| Term |
|
APR* |
|
APY** |
| 3 months |
|
2.25% |
|
2.27% |
| 6 months |
|
2.38% |
|
2.40% |
| 12 months |
|
2.87% |
|
2.90% |
| 18 months |
|
2.98% |
|
3.01% |
| 24 months |
|
3.16% |
|
3.20% |
| 36 months |
|
3.16% |
|
3.20% |
| 48 months |
|
3.50% |
|
3.55% |
| 60 months |
|
3.50% |
|
3.55% |
Note: Members over 55 qualify for higher rates on Share Certificates.
* Annual Percentage Rate
** Annual Percentage Yield
Top
Share Savings/Checking Rates (Checking, Savings, and Club Accounts)
| Share Type |
Minimum Balance |
APR* |
APY** |
| Share Savings |
$5.00 |
0.65% |
0.65% |
| Club Accounts |
None |
0.65% |
0.65% |
| Share Draft/Checking - Thrifty |
None |
None |
None |
| Share Draft/Checking - Prime |
$500.00 |
0.25% |
0.25% |
| Share Draft/Checking - Prime Plus |
$2,000.00 |
0.50% |
0.50% |
* Annual Percentage Rate
** Annual Percentage Yield
Note: Rates are current as of August 13, 2008, and are
subject to change daily.
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