Loan Rates
Loan TypeAPR*
New Vehicles (financing up to 60 months) 2.25%^-8.99%
New Vehicles (financing up to 75 months) 2.50%^-10.00%
Used Vehicles+ 2.25%^-10.00%
New Titled Security (RV's, ATV's, Motorcycles, Boats) 3.00%^-12.00%
Used Titled Security (RV's, ATV's, Motorcycles, Boats) 3.00%^-12.00%
Equipment Loans 6.99%^-12.99%
Signature/Line of Credit 7.99%^-17.99%
Share Loans (up to 24 months) 2.00%
Share Loans (up to 60 months) 4.00%
Share Certificate Loans (up to maturity of certificate) 2.00% + cert. rate
Home Equity Loans 4.00%
Visa® Classic Credit Card 11.99%
Visa® Platinum Credit Card 8.99%

Loan rates are subject to credit qualifications and rates may change at any time. Other restrictions may apply.

*Annual Percentage Rate. 

^Lowest stated rates factor in rate deductions that members may qualify for (up to 1.00% off) based on different criteria. However, loan rates cannot go below Santee Cooper Credit Union's established floor rate, which is currently set at 2.25% APR. Please note that not all members qualify for these rate reductions. 

+Auto loans financed that are older than 10 model years back will be priced at signature loan rates. 

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