Loan Rates
| Loan Type | APR* |
|---|---|
| New Vehicles (financing up to 60 months) | 2.25%^-8.99% |
| New Vehicles (financing up to 75 months) | 2.50%^-10.00% |
| Used Vehicles+ | 2.25%^-10.00% |
| New Titled Security (RV's, ATV's, Motorcycles, Boats) | 3.00%^-12.00% |
| Used Titled Security (RV's, ATV's, Motorcycles, Boats) | 3.00%^-12.00% |
| Signature/Line of Credit | 7.99%^-17.99% |
| Share Loans (up to 24 months) | 2.00% |
| Share Loans (up to 60 months) | 4.00% |
| Share Certificate Loans (up to maturity of certificate) | 2.00% + cert. rate |
| Home Equity Loans | 4.00% |
| Visa® Classic Credit Card | 11.99% |
| Visa® Platinum Credit Card | 8.99% |
Loan rates are subject to credit qualifications and rates may change at any time. Other restrictions may apply.
*Annual Percentage Rate.
^Lowest stated rates factor in rate deductions that members may qualify for (up to 1.00% off) based on different criteria. However, loan rates cannot go below Santee Cooper Credit Union's established floor rate, which is currently set at 2.25% APR. Please note that not all members qualify for these rate reductions.
+Auto loans financed that are older than 10 model years back will be priced at signature loan rates.
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