Are you thinking about joining SCCU?

For a limited time, new members could receive up to $50^*when they open a checking account with direct deposit and use their debit card 15 or more times!

• Membership⁺ is open to anyone that lives, works or attends school in Berkeley or Horry County.

Ready to learn more? Just click on the link below:

Benefits of Membership

We're Celebrating 70 Years!

This year we want to celebrate being open for 70 years and that means we want to give back to our members! For a limited time, we are offering a loan rate reduction¹ up to 2.00% off your qualifying rate. We have scratch off cards with a rate reduction listed on each card and you get to pick out one of those cards before your final rate is determined!  

• Terms vary based on amount financed
• Credit Life/Disability Insurance, GAP Insurance and Auto Care Warranty Available

Ready to apply now? Just click on the link below to start the online application process:

Apply Now

^*Get $25 when you open a checking account with direct deposit within the promotional period. Direct deposit must total $500 or more during a single month. New Members will have 60 days (i.e.: promotional period) from their account opening to get the direct deposit set up and qualify for the $25 deposit. If the requirement is met, the $25 will be deposited within 30 days after the promotional period ends as long as the account is in good standing and has a balance greater than zero before the $25 is paid. Get another $25 when you use your debit card 15 or more times within the promotional period. Transactions must total $2.00 or more and must be made within 60 days from account opening to qualify for the $25 deposit. If the requirement is met, the $25 will be deposited within 30 days after the promotional period ends as long as the account is in good standing and has a balance greater than zero before the $25 is paid.

⁺Membership is required in order to open a Checking Account. To become a member, you must open a savings account with a $5 deposit. Santee Cooper Credit Union will run a ChexSystem report on all Checking Account applications. Restrictions may apply. Offer may end at any time.

¹Promotional rate cannot go below current floor rate. Restrictions may apply. Offer may end at any time. Payment Example: Loan amount of $20,000 at a rate of 3.99% APR for 60 months would have an estimated monthly payment of $392.00 with Credit Life and Disability protection. Promotion applies to new and used auto, motorcycle, boat, camper, and ATV loans only.