No Tricks, Just Treats!
This October, your next loan comes with a frightfully good rate. From October 1-31, 2026, visit either of our branches and pick a mystery envelope from one of our pumpkins to reveal your rate discount. With savings up to 1.50% APR off*, this is one October surprise you'll actually love.
The best part is you can stack your savings.
You may qualify for an additional 0.25% off for each of the following (not to exceed 1.00%):
| Qualifying Criteria | Discount |
|---|---|
| Member for over 5 years | −0.25% |
| Active Direct Deposit | −0.25% |
| Enrolled in eStatements | −0.25% |
| More than 2 loans with us | −0.25% |
| $5,000+ in deposits | −0.25% |
What's even better? You can apply for a loan online before even stepping foot inside the branch.
Switch Your Checking!
Switch your current checking account to Santee Cooper Credit Union and score $100 cash!^ Our full-service checking gives you the features you need, plus there's no monthly checking account fee for our Thrifty, Prime, or Prime Plus Checking Accounts.
How to Score Your $100:
- Open a Full-Service Checking Account^
- Set up a Direct Deposit of $500 or more within 60 days
- Meet the requirements & your $100 cash is on the way!
*APR = ANNUAL PERCENTAGE RATE. Promotional rate cannot go below floor rate. Restrictions may apply. Offer may end at any time. Promotion applies to new and used auto, motorcycle, boat, camper, and ATV loans only. Rate reductions can be combined, but will not exceed a reduction of 2.50% APR. Reductions include drawing a rate reduction coupon as well as member relationship discounts (i.e., member for more than 5 years, direct deposit, etc.). This program does not apply to exisiting loans financed with Santee Cooper Credit Union. Membership eligibility is required.
^Federally insured by NCUA. Equal Housing Lender. Offer valid as of October 1, 2026 and may be canceled at any time. $500 direct deposit minimum must happen within 60 days of account opening. If all requirements are met within 60 days of account opening, the $100 will be deposited into the checking account within 30 days after the promotional period ends as long as the account is in good standing and has a balance greater than zero before the $100 is paid. Full service checking includes Direct Deposit and enrolling in Courtesy Pay and Online Banking.
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