Are you ready to get that new car?

Now is the perfect time to search for your next car, truck or even boat! We have a limited time special on loan rates.

  • Loan rates as low as 2.25% APR*
  • Terms vary based on amount financed
  • Credit Life/Disability Insurance, GAP Insurance & Auto Care Warranty Available

If you are ready to apply for a loan today, you can do so right on our website. Just follow the link below:


Apply for a Loan


Have questions about the process? Feel free to reach us by phone at either our Moncks Corner Branch at 843-761-4001 or Myrtle Beach Branch at 843-839-2225.


Holiday Skip-A-Pay is Back!

Do you need some extra money this holiday season? To spread some holiday cheer, Santee Cooper Credit Union would like to give you the option of skipping+ all your loan payments (Excluding Real Estate and Visa) for the month of December. You will need to fill out a Skip-A-Pay Application for each loan you are requesting to skip by December 1, 2020. 


The form can be found below: 


Skip-A-Pay Application


*APR: Annual Percentage Rate. Loan rate may vary based on credit qualifications, amount financed and loan terms. Restrictions may apply. Rate and terms are subject to change. Offer may end at any time. Loans already financed with Santee Cooper Credit Union are excluded from this promotion. Payment Example: Loan amount of $20,000 at a rate of 2.25% APR for 60 months would have an estimated monthly payment of $378 with Credit Life and Disability insurance. Call or visit any branch to speak with a loan officer for more details. Promotional rates are only as low as 2.25% APR. Promotion applies to auto, motorcycle, boat, camper, and ATV loans only. Does not include personal, Home Equity or Visa® credit card loans.


+Interest will continue to accrue on all skipped loan payments. By signing above, you authorize Santee Cooper Credit Union to extend the due date of your final loan payment by the number of payments skipped. You understand that interest will continue to accrue at your current loan rate. Regular payments will resume on the first regular payment date of the month following the skipped payment(s). If your skipped loan has GAP coverage and you need to file a claim, it may affect the amount paid on your claim. If loan payments are being paid by disability insurance, a postponement will not be granted. All Skip-A-Payment requests are subject to approval. Restrictions may apply.

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