If you are a happy SCCU member let others know...You may get $25* for it!

We would love to welcome new members to the SCCU family and also share the benefits of being a member with them. Benefits of membership include: 

  • Low rates on loans including new/used auto and recreational vehicles
  • Competitive rates on certificates and deposit products
  • Fixed rate credit card options with a Rewards Program
  • Young Savers Accounts where we deposit the first $5 to open the account
  • Wide array of online services
  • Community driven credit union with high school scholarship opportunities, lunch and learn financial education events, and donations to local organizations

If you know of someone that you think would benefit from opening a new account with us, please send them our way and make sure they mention that you referred them.


Refer a Friend Card


Important Information about our Debit Cards

Members please be aware that our debit cards are currently experiencing issues processing PIN transactions at the following known locations: Walmart, Sam's Club, and gas stations. If you are at one of these locations and your card is denied, please try running it again, but instead of selecting the PIN option, select "Credit." As long as the money is available in your account, the transactions should go through at this point. We are sorry for any inconvenience that this may cause, but please know that we are actively working behind the scenes to get this issue resolved as quickly as possible with our card vendor. If you have any questions or concerns about this issue, please feel free to give us a call at our Moncks Corner Branch at (843) 761-4001 or Myrtle Beach Branch at (843) 839-2225.


Thinking about refinancing your loan? 

We have special rates on new and used auto, motorcycle, boat, camper and ATV loans.

  • Rates are as low as 2.25% APR+
  • No payments for up to 90 days

Applying for a loan through Santee Cooper Credit Union is simple. Just visit our Online Loan Application and submit the required information so that we can process your request. If you have specific questions, please feel free to give us a call. 


Apply for a Loan




*The referred member must be a new Santee Cooper Credit Union member and not a joint member on any other SCCU account. In order for the referring and new member to qualify for the $25, the new member must open a checking account by 9/30/2020 with a Direct Deposit of at least $100 made within 60 days of account opening along with 2 of the following: Apply for a loan, open a certificate, enroll in Bill Pay, enroll in CardValet, or apply for Courtesy Pay. $25 will be deposited to the Primary Savings account of both the referring and new member within 30 days after the month in which the new member meets all requirements. All requests to open accounts are subject to SCCU account opening procedures. In order to open a Checking Account, new members must first open a savings with a $5 deposit. Membership is open to anyone that lives, works or attends school in Berkeley or Horry County. Offer may end at any time. One referral incentive per member. Additional restrictions may apply.


+APR (ANNUAL PERCENTAGE YIELD). Loan rate may vary based on credit qualifications, amount financed and loan terms. Restrictions may apply. Rate and terms are subject to change. Offer may end at any time. No payment due for first 90 days. Deferred payment offer is available for qualified borrowers for new and used auto, motorcycle, boat, camper and ATV loans. Interest will begin accruing from the date of loan disbursement. Loans already financed with Santee Cooper Credit Union are excluded from this promotion. Payment Example: Loan amount of $20,000 at a rate of 2.25% APR for 60 months with no payments for 90 days would have an estimated monthly payment of $368.00 with Credit Life and Disability protection. 

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