Need to upgrade your ride?

Now is the perfect time to search for your next car, truck or even boat! We have a limited time special on loan rates.

  • Loan rates as low as 1.69% APR*
  • Terms vary based on amount financed
  • Credit Life/Disability Insurance, GAP Insurance & Auto Care Warranty Available

If you are ready to apply for a loan today, you can do so right on our website. Just follow the link below:


Apply for a Loan


Have questions about the process? Feel free to reach us by phone at either our Moncks Corner Branch at 843-761-4001 or Myrtle Beach Branch at 843-839-2225.


We have a Checking Account that's just right!

Want to qualify for $25^? 

  • Open a new Checking Account at Santee Cooper Credit Union.**
  • Enroll in Direct Deposit+ and complete 4 of the following: 
    • Apply for Courtesy Pay
    • Enroll in Online Banking
    • Enroll in CardValet®
    • Enroll in Bill Pay
    • Make an initial deposit of $200 or greater
    • Open a new Christmas Club
    • Apply for a Visa® Credit Card
    • Open a Certificate of Deposit Account
  • Once you have enrolled/applied for 4 of the services above and your first direct deposit posts to your account, the Credit Union will deposit $25 into your checking account!

Explore Our Checking Options



*APR: Annual Percentage Rate. Loan rate may vary based on credit qualifications, amount financed and loan terms. Restrictions may apply. Rate and terms are subject to change. Offer may end at any time. Loans already financed with Santee Cooper Credit Union are excluded from this promotion. Payment Example: Loan amount of $20,000 at a rate of 1.69% APR for 36 months would have an estimated monthly payment of $593.98 with Credit Life and Disability insurance. Call or visit any branch to speak with a loan officer for more details. Promotional rates as low as 1.69% APR are for a 36 month term or less. Promotion applies to auto, motorcycle, boat, camper, and ATV loans only. Does not include personal, Home Equity or Visa® credit card loans.


^Members are only eligible to receive one deposit of $25 after all qualifications are met. Qualifications must be met by June 30, 2021. 

**Membership is required in order to open a Checking Account. To become a member, you must live, work or attend school in Berkeley or Horry County and open a savings account with a $5 deposit. Santee Cooper Credit Union willl run a ChexSystem report on all Checking Account applications. If applying for a Visa® Credit Card, a credit check will be run. Restrictions may apply. Offer may end at any time. 

+Direct Deposit of at least $100 per pay period is required.


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