Let us help your money grow!

For a limited time, we are offering special rates* for 12, 24 and 36 month Share Certificates and IRA Certificates with at least a $2,500 deposit. With a Share Certificate or IRA Certificate, you will earn more than you would with your typical savings account by agreeing to keep your money in the account for a set period of time.  


Below we've compared what your rate would normally be at the 12, 24 or 36 month term versus our special rate offer:

12 months
24 months
36 months
Normal Annual Percentage Yield (APY) 1.31% APY 1.76% APY 1.86% APY

Special APY 

($2,500-$24,999 Deposit)

1.46% APY 1.91% APY 2.01% APY

Special APY

($25,000+ Deposit)

1.56% APY 2.01% APY 2.11% APY


Questions? Give us a call at either branch or visit one of our branch locations.


Moncks Corner Branch: 843-761-4001

Myrtle Beach Branch: 843-839-2225


Find a Branch


Thinking about refinancing your loan? 

We have special rates on new and used auto, motorcycle, boat, camper and ATV loans.

  • Rates are as low as 2.25% APR+
  • No payments for up to 90 days

Applying for a loan through Santee Cooper Credit Union is simple. Just visit our Online Loan Application and submit the required information so that we can process your request. If you have specific questions, please feel free to give us a call. 


Apply for a Loan


Do you need financial relief during this time? 

The Coronavirus pandemic has many of us worried especially about making monthly payments on loans. At Santee Cooper Credit Union, we want to help you with all of your financial needs especially during this time. Members can apply to skip up to 2 monthly payments per loan (excluding Real Estate loans) to help get you get through this historic event. You will need to complete an application for each loan that you apply to skip.


The application can be sent to you electronically to sign or you are more than welcome to receive a printed copy through our drive-thru. If you have any other financial concerns and feel that we can assist you further, please feel free to reach out to us.


Coronavirus Skip-A-Pay Application


*Share Certificate Rates (i.e. CDs) are stated as Annual Percentage Yield (APY). Promotion is for new money only. Promotional APY is not available for transfers from current accounts with Santee Cooper Credit Union. The dividend rate and annual percentage yield for the Share Certificate is fixed and will be in effect for either 12, 24 or 36 month term. At maturity, the certificate will renew for the same term (i.e. 12, 24, or 36 months) at the rate then in effect for that term. Dividends compound quarterly and this Certificate special requires a $2,500 minimum deposit. Offer may end at any time. Restrictions do apply. Early withdrawal penalties may apply.


+APR (ANNUAL PERCENTAGE YIELD). Loan rate may vary based on credit qualifications, amount financed and loan terms. Restrictions may apply. Rate and terms are subject to change. Offer may end at any time. No payment due for first 90 days. Deferred payment offer is available for qualified borrowers for new and used auto, motorcycle, boat, camper and ATV loans. Interest will begin accruing from the date of loan disbursement. Loans already financed with Santee Cooper Credit Union are excluded from this promotion. Payment Example: Loan amount of $20,000 at a rate of 2.25% APR for 60 months with no payments for 90 days would have an estimated monthly payment of $368.00 with Credit Life and Disability protection. 

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