Holiday Skip-A-Pay is Back!

Christmas is quickly approaching and Santee Cooper Credit Union would like to spread some holiday cheer by giving you the option of skipping+ your loan payments (excluding Real Estate and Visa® Credit Cards) for the month of December. You can access the Skip-A-Pay Form by clicking on the link below: 


Skip-A-Pay Application


Need to upgrade your ride?

Now is the perfect time to search for your next car, truck or even boat! We have a limited time special on loan rates.

  • Loan rates as low as 1.69% APR*
  • Terms vary based on amount financed
  • Credit Life/Disability Insurance, GAP Insurance & Auto Care Warranty Available

If you are ready to apply for a loan today, you can do so right on our website. Just follow the link below:


Apply for a Loan


Have questions about the process? Feel free to reach us by phone at either our Moncks Corner Branch at 843-761-4001 or Myrtle Beach Branch at 843-839-2225.



+All accounts must be current and in good standing to qualify. You may skip more than one loan for an application fee of $30 per loan skipped. A separate form will need to be filled out for each Skip-A-Pay request. If you choose to have the application fee deducted from your credit union account, the funds must be available for withdrawal before the application request will be processed. By signing the Skip-A-Pay Application, you authorize Santee Cooper Credit Union to extend the due date of your final loan payment by the number of payments skipped. You understand that interest will continue to accrue at your current loan rate. Regular payments will resume on the first regular payment date of the month following the skipped payments(s). If your skipped loan has GAP coverage and you need to file a claim, it may affect the amount paid on your claim. If loan payments are being paid by disability insurance, a postponement will not be granted. All Skip-A-Pay requests are subject to approval. Restrictions may apply.


*APR: Annual Percentage Rate. Loan rate may vary based on credit qualifications, amount financed and loan terms. Restrictions may apply. Rate and terms are subject to change. Offer may end at any time. Loans already financed with Santee Cooper Credit Union are excluded from this promotion. Payment Example: Loan amount of $20,000 at a rate of 1.69% APR for 36 months would have an estimated monthly payment of $593.98 with Credit Life and Disability insurance. Call or visit any branch to speak with a loan officer for more details. Promotional rates as low as 1.69% APR are for a 36 month term or less. Promotion applies to auto, motorcycle, boat, camper, and ATV loans only. Does not include personal, Home Equity or Visa® credit card loans.

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