Sometimes you may need to borrow some extra money especially when the unexpected happens. SCCU is happy to help with your personal loan1 needs whether you are looking for a way to back up your checking account, help pay for some holiday expenses or fix that unexpected home repair.

Signature Loans

Santee Cooper Credit Union is here to help when the unexpected happens. Our Signature Loans (i.e. Personal Loans) are a great option if you have an unexpected home or auto repair, want to have some money to use on a dream vacation or need some cash to pay off a high interest rate credit card.

  • We offer competitive interest rates
  • Terms up to 60 months
  • Credit Life/Disability Insurance Available
  • Rate discounts based on varying qualifications (i.e. .25% off your loan rate if you have e-statements)

Checking Line of Credit

It is always nice to have a back up just in case you need it. With a Signature Line of Credit, you can have the peace of mind knowing that your checking account has overdraft protection for those times when you need it most.

Share Loans

Are you trying to build your credit? A share loan may be the perfect option for you!

  • We offer competitive interest rates
  • Terms up to 60 months
  • Loan secured by the money held in your Share Savings Account

Apply Online for a Personal Loan


All loans are subject to credit approval. We reserve the right to change rates at any time.


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